The Fair Housing Act is a federal law that was passed in 1968. It prohibits discrimination in the buying, renting, selling or financing of housing or when seeking housing assistance. The act specifically prohibits discrimination based on race, skin color, national origin, religion, sex — ...
Find out who is protected by the federal Fair Housing Act of 1968, how to spot housing discrimination and ways to report it.
In the United States, federal law makes it illegal to discriminate against a potential tenant because of race, nationality, or religion, as well as disability, gender, or family status. In some states or localities, however, it is also illegal to discriminate against an applicant because of ...
The Fair Debt Collection Practices Act (FDCPA), which is the primary federal law governing how debt collectors can operate, establishes clear rules about what debt collectors can and cannot do when attempting to recover a debt. Many states also have their own laws that provide further protections...
Redlining, both as a term and a practice, is often cited as originating with the federal Home Owners’ Loan Corporation (HOLC), a government agency created during the 1930s New Deal intended to aid homeowners who were in default on their mortgages and in foreclosure. HOLC created a system ...
government agency created with the passage of the Securities and Exchange Act of 1934. The commission is responsible for enforcing the law against market manipulation. It oversees the actions of individuals and organizations in the financial markets, such as broker-dealers, advisors, exchanges, and ...
These rights are outlined under the Fair Debt Collection Practices Act (FDCPA), which provides powerful tools to stop debt collector harassment. This federal law sets strict guidelines on how and when debt collectors can contact you, and it gives you the right to demand they stop communicatio...
also known as a cash wage, of $2.13 per hour. A subminimum wage is combined with tips in order for workers to earn at least the federal minimum wage of $7.25 per hour. If an employee earns a subminimum wage plus tips less than $7.25 per hour, an employer must make up the differen...
No-pet policy.There may even be a no-pet clause within the lease. This means that no companion animals are allowed within the unit. However, there are exceptions for service animals and emotional support animals under federal law. If necessary,landlordsand housing facilities must ...
What is a seller’s market? A seller’s market occurs when demand exceeds supply. So, there are more buyers looking to purchase homes than there are available homes on the market. As a result, sellers have the upper hand. What does a sellers market mean for you?