Why was the FHA passed? The Fair Housing Act is also known as Title VIII of the Civil Rights Act of 1968. It is technically part of that larger piece of legislation. The Civil Rights Act of 1968 was meant to be a follow-up to the Civil Rights Act of 1964. Signed into law by Pres...
Make surethe landlord/owner of the property is aware of the Fair Housing Act rulesand the penalties that may ensue if they fail to comply. Many landlords are often just unaware of the laws that cover them. It is always helpful to engage in a constructive dialogue with the landlord before ...
Maryalene LaPonsieFeb. 19, 2025 What's a Purchase Agreement? Made between a buyer and seller, a purchase agreement defines the terms of the transaction and the conditions under which a sale will occur. Maurie BackmanFeb. 14, 2025 Home Maintenance Checklist Keep your home in good condition b...
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Everyone has the right to be free from cruel and unusual punishment. Due process of law is another important constitutional right. Due process means that the government can’t take away your money or property or put you in jail without giving you a fair opportunity to have your side of the...
Fair Housing Act: protects buyers and renters from discrimination because of their race, color, national origin, religion, sex, familial status, and disability. Family and Medical Leave Act (FMLA): allows employees to take time off for health care needs such as taking care of a new child or...
Congress passed the Fair Housing Act in 1968 as Title VIII of the Civil Right Act of 1968 to protect the interests of people from different ethnicities, religions, or genders, or country of origin. Twenty years later, the Act was updated by the Fair Housing Amendments Act of 1988 which ...
According to the Fair Housing Act (FHA), a landlord can’t discriminate against you and your ESA if you’re applying for pet-free accommodation, as long as it wouldn’t be unsafe or impractical for you both to live there. This is because ESAs aren’t legally classed as pets. ...
Before the Community Reinvestment Act (and other fair housing laws), U.S. banks systematically deniedmortgagesto Black Americans and other people of color who lived in certain areas "redlined" by a federal government agency called the Home Owners' Loan Corporation (HOLC).6The HOLC created maps...
The Equal Credit Opportunity Act (ECOA) is a federal civil rights law designed to ensure fair lending practices. Passed in 1974, it prohibits lenders from discriminating against applicants based on personal characteristics, with the exception of their ability to repay the loan. ...