Surviving spouses also have an additional VA loan benefit. They are exempt from the VA funding fee. But more on that later. Types of VA home loans The VA loan program offers several options tailored to the needs of service members, veterans, and their families. Here are the main loan type...
An FHA UFMIP/VA Funding Fee is an upfront payment attached to federal mortgage lending for both military veterans and citizens. These payments are designed to help offset some of the default risk attached to these mortgages. The Basics of FHA Lending FHA mortgages, commonly referred to as FHA...
The federal FAFSA deadline is June 30 for each academic year, but college and state deadlines are often much sooner. Sarah WoodJan. 14, 2025 How to Get Free Money as a Student From grants to scholarships to FAFSA, there are lots of ways to minimize your student debt. ...
If you’ve already used your VA loan, you may be required to make a down payment to cover the 25% guarantee and continue to take advantage of at least some of the benefits of the loan. This document also determines whether you have to pay the VA funding fee. Most borrowers will ...
The vast majority of my personal portfolio is in a variety of ETFs. When you’re investing for long-term goals like retirement or funding a college education, it’s tough to beat ETFs. ETFs are arguably the best way to invest for the average person because of its low fees, instant ...
Investors can tame the high volatility of the energy sector while earning above-average income via these ETFs. Tony DongMay 13, 2025 6 ETFs to Invest Like Warren Buffett The Oracle of Omaha is retiring soon, but these ETFs can help investors channel different aspects of his investing philosophy...
Yes, a cash-out refinance typically requires ahome appraisalto help determine your home’s current market value. This is used for assessing how much equity you can access. Do I have to pay taxes on a cash-out refinance? No, you generally don’t have to pay taxes on the money you recei...
Semiconductor ETFs can provide concentrated exposure to the key drivers of technological advances. Tony DongApril 29, 2025 Municipal Bonds at a Crossroads Like mahjong, the current bond climate involves shifting tiles, evolving strategy and a willingness to adapt. ...
Opening up a new credit card is a great way to build credit, and sometimes you can even be rewarded for doing so. Many credit cards offer a welcome bonus, which means new cardholders earn extra rewards, such as cash back, points or miles, when they use their card. To earn the bonus...
The disclosed APY is effective as of September 20, 2023. No minimum balance required. Must have $0.01 in savings to earn interest. *SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify, you must receive $200 or more in ...