Care differences between assisted living vs. nursing homes Cost is a critical factor in choosing a long-term care option as seniors can only take advantage of the solutions they can afford. But, for those who ca
According to Genworth'sCost of Care survey, the average cost of an assisted living facility in the U.S. is $5,350 a month, or $64,200 a year. This rent may cover all services or there may be charges for services above the monthly fee on a per-use basis. Residents generally pay ...
If you bought your plan there, you should get a Form 1095-A, also called the "Health Insurance Marketplace Statement." The IRS also gets a copy of the form. The form provides information about your insurance policy, your premiums (the cost you pay for insurance), any advance...
Human beings are social in nature and maintaining social interactions, relationships and intimacy are fundamental needs of older adults (OAs) living in assisted living (AL) communities. Yet, these very basic human needs have been impeded by quarantine mandates imposed by the COVID-19 pandemic. T...
Some investors can fall into the trap of buying high and selling low as emotions get in the way or as stocks in the portfolio lose their catalysts for growth. Expenses While market risk is on top of every investor's mind, there is a more subtle risk that can hurt your long-term ...
The Cost of Long-Term Care Insurance More Getty Images Long-term care annuities are a frequently overlooked option for covering home health, assisted living and nursing home care costs. Long-term care insurance is coverage that will pay for assisted living, nursing...
Autism, or autism spectrum disorders, is a neurodevelopmental condition characterized by limitations in social interaction, communication skills, and repetitive behaviors. Although motor disorders were previously considered marginal in autism, recent res
Taxpayers often bear the cost of rehabilitation programs, criminal justice proceedings, and emergency medical interventions, diverting resources from other community needs. Social Consequences and Community Decline The ripple effects of substance abuse extend beyond individual families to the broader community...
Will the state garnish your annuity checks if it is paying for the cost of your nursing home care? Generally, the answer is yes. But, Medicaid laws are very nuanced and every state has its own peculiarities about how these regs are enforced. That's why your question would be better ...
While many brokerage firms have removed trading fees for stocks and funds, there is still a "silent cost" associated with each of these funds. Investors can determine this silent cost by looking at a fund's expense ratio. Here's what you need to know about these fees: Introduction to expe...