The Privacy Act of 1974 governs the collection and use of information about individuals in federal agencies' systems. It prohibits the disclosure of an individual's records without their written consent, unless the information is shared under one of 12 statutory exceptions. The Health Insurance Porta...
Consumer Credit Act 1974 (UK) View more Sources & references Arti AI Financial Assistant FinanceInvestingTradingStock MarketCryptocurrency Arti is a specialized AI Financial Assistant at Invezz, created to support the editorial team. He leverages both AI and the Invezz.com knowledge base, unde...
The Equal Credit Opportunity Act (ECOA) is a federal civil rights law designed to ensure fair lending practices. Passed in 1974, it prohibits lenders from discriminating against applicants based on personal characteristics, with the exception of their ability to repay the loan. ...
Talent gap.Compounding the problem of technical complexity, there is a significant shortage of professionals trained in AI and machine learning compared with the growing need for such skills. Thisgap between AI talent supply and demandmeans that, even though interest in AI applications is growing, ...
If not, we’ve got the tips and tools to help you stay ahead. In this guide, you’ll find insights to put the right strategy and tools in place to meet rising customer expectations and turn every interaction into a lasting brand loyalty moment. What is social media customer service?
The Community Reinvestment Act is a federal law that encourages lenders to meet the credit needs of the communities in which they are located.
According to the Credit CARD Act of 2009, card issuers are legally required to include a "minimum payment warning" on each billing statement. This is often represented by a table that tells you the total time to pay off your balance and the total amount you'll end up paying (including in...
While subprime home loans still exist, they’re now regulated by the Consumer Financial Protection Bureau (CFPB), the agency created as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which was enacted in response to the subprime crisis. For example, CFPB rules now requi...
Act on what you learn Using data is one of the greatest challenges facing marketing professionals these days. There’s just so. Much. Data! That’s why Step 1 is so important: If you know that what you’re currently doing isn’t helping you reach your goals, then you know it’s time...
Under-the-Radar AI Stocks These small-to-midsize AI plays are not as well known as the Magnificent Seven, but they are disruptors worth watching. Brian O'ConnellMay 7, 2025 10 of the Best REITs to Buy for 2025 REITs are a great way to add real estate to your investment portfolio. ...