Owning a home is a large financial investment. As with any major asset, protecting your investment against both common and uncommon financial risks is usually accomplished through an insurance policy. Homeowners insurance is a comprehensive policy that protects not only the physical structure, but also...
Your homeowners insurance provides a basic safety net, but it's not a comprehensive party protection plan. A little preparation and the right additional coverage can ensure your holiday gathering is memorable for all the right reasons. Disclaimer: Insurance policies vary widely. Always consult with ...
MORE LIKE THISInsuranceHomeowners Insurance A homeowners insurance declarations page is where you’ll find the most important information about your policy. This one- or two-page overview explains things like how much coverage you have, when your policy takes effect and how much it costs. You may...
Most insurance companies allow you to choose between insuring your items for actual cash value (ACV) or replacement cost value (RCV). If you have homeowners insurance, your policy covers more than just the structure of your home. It typically also includes contents insurance, which provides cov...
Homeowners insurance is coverage you can buy to protect yourself financially against certain types of damage and lawsuits. To get this coverage, you pay an insurance company a certain amount of money, called a premium. In return, the company will pay you if a covered event, such as a fire...
Homeowners insurance covers your physical home structure. In the event your home is damaged or destroyed by a natural disaster, homeowners insurance provides funds to rebuild and may also cover a percentage of damage to secondary property structures, like garages. ...
home insurance doesn’t cover everything. Depending on where you live and how much stuff you have, you might consider building out your policy with endorsements, or add-ons. Knowing what homeowners insurance does and does not cover could help you buy the right policy the first time around. ...
Discusses the issues regarding First Lady Hillary Clinton's proposed health care plan. Consideration of health care problems; Supply and demand; Consequences of insurance covering electrical expenses; Two government actions; Employer-provided insurance; Price controls; Call for privatization; Other factors...
Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..
homeowners insurancecan cover the home and its contents. If the home is a rental, the landlord would insure the property, while the renter would be responsible for insuring the contents of the home.