What is an ARPC? APRC stands for annual percentage rate of charge. Lenders use it to let you compare mortgages and secured loans. When you apply for a mortgage, you usually pay an introductory rate for two to five years, depending on the deal. The rate then reverts to the lender’s ...
charges and associated mortgage fees. Using the APRC (Annual Percentage Rate of Charge) can help you to do this - but keep in mind that it won't anticipate future remortgages. It’s, therefore, also a very good idea to speak to a mortgage broker for guidance on properly comparing deals...
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For example, the interest rate on two loans could be 5%. This could indicate that they will both cost the same. However, Loan A may charge an arrangement fee, which means it is more expensive than Loan B which doesn’t charge a fee. ...
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Debt to income ratio (DTI) The DTI is what the lender looks at to determine how much debt you have in relation to your income. This helps them decide how much you can afford to repay on a mortgage. Title deeds This is the physical paper documents that detail the of ownership of a ...