Form 1099-R is used to report the distribution of retirement benefits such as pensions and annuities. You should receive a copy of Form 1099-R, or some variation, if you received a distribution of $10 or more from your retirement plan.
I had also appeared in this exam last year as I am also undergraduate right now. If you have good command over basics of Maths and English then you can easily crack it. Since, your financial condition is not so good, so your first priority should be get settled with a good job. CHSL...