However, premiums may still reflect an assessment of higher than usual risk. Essentially, the ACA established a risk pool in each state, which is used by companies when they set premium schedules. Basically, the companies pool together all insurance plans that comply with the ACA requirements, ...
aPeople dig very big pools and let sea water in 人们开掘非常大水池并且进入海水[translate] aNo compensation should be earned for holding unnecessary, diversifiable risk. 不应该为藏品多余, diversifiable风险赢得报偿。[translate] aWhat is the market risk premium? 什么是市场风险优质?[translate]...
Aterm life insurance policyis only in effect for a set amount of time, usually 10, 20 or 30 years. If you outlive the term, there's no death benefit paid out. But a return of premium policy (or rider) means you'll get reimbursed some or all of the premiums you've paid if the ...
insurance business, even if they are not explicitly stated in writing. Implied authority arises from the relationship between the principal (the insurance company) and the agent (the employee or representative). It is typically inferred from the agent’s position, responsibilities, and past practices...
Bernstein (2002), "What Risk Premium is `Normal'?", Financial Analysts Journal, Vol. 58, No. 2, pp. 64-84.Robert D Arnott.What Risk Premium is Normal.Journal of Portfolio Management. 2002Arnott, Robert D. and Peter L. Bernstein, "What Risk Premium Is `Normal'?", Financial Analysts ...
:The goal of this article is an estimate of the objective forward-looking U.S. equity risk premium relative to bonds through history specifically, since 1802. For correct evaluation, such a complex topic requires several careful steps: To gauge the risk premium for stocks relative to bonds, we...
The market risk premium is influenced by various factors, such as economic conditions, investor sentiment, and geopolitical events. It plays a significant role in asset pricing and is used to assess the potential return of an investment relative to the risk-free rate of return. Understanding the...
"What Risk Premium is `Normal'?" Financial Analysts Journal, vol. 58, no. 2 (March/April): 47-56.Arnott, Robert D. y Peter L. Bernstein (2002), "What Risk Premium is 'Normal'?,", Financial Analysts Journal, Vol. 58, No. 2,pg. 64-84....
The market risk premium—measured as the slope of the security market line (SML)—is the difference between the expected return on a market portfolio and the risk-free rate. It provides a quantitative measure of the extra return demanded by market participants for an increased risk....
All risk is a type of insurance product that requires a risk to be explicitly stated for it to not be covered. For example, if the contract does not state "tree damage" as an omitting risk, then if a tree were to fall on the insured property under an all risk policy, since the tre...