For example, redlining has been used to describediscriminatory practicesby retailers, both brick-and-mortar and online. Reverse redlining is the practice of targeting neighborhoods (mostly non-white) for higher prices or lending on unfair terms, such as predatory lending of subprime mortgages. There...
In reverse redlining, banks may engage in predatory lending in the same neighborhoods that were once marked as off limits for borrowers, Rossman said. For example, in the years leading up to the 2008 housing crash, mortgage lenders peddled hundreds of thousands of risky subprime loans, includin...
Mark Patel:I am a big fan of what we might be able to do in the ocean. The ocean is our biggest carbon sink on Earth. And the reason that I am so interested in the ocean is because of its scale and its potential for scaling removal approaches. If we look at growi...
Home Mortgage Disclosure Act of 1975 Community Reinvestment Act of 1977 What Is Redlining? Redlining is the now-illegal discriminatory practice of denying credit to residents of certain areas based on their race or ethnicity. Sociologist John McKnight coined the term in the 1960s to describe maps...
12. Awarded 1-year poverty law fellowship in Toledo, Ohio. Turned down to move back to DC. 13. Test "husband" for "the white couple" for mortgage and leasing redlining discrimination investigation conducted by HUD 14. Two of three law review articles on racial discrimination under Constitution...
Reverse Redlining. The term “redlining” means refusing to offer financial products, such as mortgages or insurance, to anyone who lives in a low-income or minority neighborhood. Today, this practice is illegal, although theChicago Tribunereported in 2018 that many banks still do it. However,...
 The investor crowd can easily pullback as quickly as it dove in head first. We are already seeing some signs that investment buying is starting to slow. In real estate, things historically turn very slowly. The reason for this is because real estate is not a...
Redlining is part of the problem Roberta Fusaro:One of the themes that’s in the research is this notion of redlining. What is redlining and why is its practice directly linked to the effects of climate change on Black Americans today?