When it comes to health insurance, it is good to have choices. PPO or “Preferred Provider Organization” is one of the most populartypes of health insurance planson the market. Much like an HMO (Health Maintenance Organization), PPO health insurance offers members a wide network of healthcare...
If there is a medical issue beyond what he is capable of taking care of, he does not hesitate to refer me to someone who can deal with the problem. Don't most insurance plans require you to be referred to a specialist for a primary health care physician?
Is secondary health insurance worth the cost? Many secondary insurance plans have affordable monthly premiums, but cost is just one of the factors. Consider the following to find out if this type of coverage is right for you: What does your primary medical plan cover and not cover?
The health insurance marketplace is a place to buy health insurance through your state or the federal government, depending where you live.
A catastrophic health insurance plan is a private plan that comes with a low monthly premium and high deductible. You are only eligible if you are under the age of 30 or if you qualify for a hardship exemption. Hardship exemptions are given to those who cannot afford health insurance or fac...
Direct Primary Care:Membership-based model offering unlimited primary care visits for a flat fee. Suitable for those who need regular checkups but not emergency or specialist care. Bringing It All Together Short-term health insurance is an affordable, flexible option for those needing immediate, temp...
doi:10.1007/BF02678372Rod Sheaff
Out-of-pocket maximum: This sum is the most you would have to pay for covered healthcare services within a health insurance plan year. Once you’ve hit this number, including deductibles, copayments and coinsurance, your insurance covers 100% of your healthcare costs for the rest of the ye...
The primary insurance amount (PIA) is a component of Social Security, representing the amount a person would receive inretirement benefitsif they retire at theirnormal retirement age. In general, the more a person contributes to Social Security throughout their lifetime, the higher their PIA will...
Spouses:A spouse is a common type of dependent on a health insurance policy. Whether married through a legal marriage or recognized domestic partnership, spouses are typically eligible for coverage under the primary insured individual’s health insurance plan. This allows both partners to benefit from...