You can guarantee to have your income paid for a certain amount of time – up to 30 years – once your annuity starts. If you die during this time, we’ll continue to pay your income to anyone you choose until the end of this period. ...
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Tax Deferral: Maximize the growth of your annuity withtax-deferred earnings. Longevity Protection: Ensure you won’t outlive your financial resources. Addressing Common Objections “I’m worried about losing access to my lump sum.”: Our plans include options like Period Certain Annuities and Life...
What is an Annuity? Annuity An annuity is a contract between you and an insurance company, whereby you give the insurer your premium dollars, and in return the insurer guarantees* you certain benefits. While annuities are not life insurance policies, they are typically issued by life insurance ...
For example, you'll receive higher payments with a fixed period certain annuity versus a lifetime annuity. Find out more about how the right annuity could benefit you during retirement. Ad Advantages of using an annuity for retirement planning So why would you want to consider an annuity for...
An immediate annuity is a financial product that provides a guaranteed stream of income starting almost immediately after a lump-sum investment is made. It is typically used for retirement planning to ensure a steady income flow.
Period certain is anannuityoption that allows the customer to choose when and how long to receive payments, which beneficiaries can later receive. This is unlike the more conventional life, lifetime or pure life annuity option, in which the annuitant receives an income payment for the rest of ...
They are not generally designed for capital appreciation or even for capital retention. The buyer is giving up a sum of money in return for a certain flow of income. If you're considering an annuity, look carefully atthe fees involved. Some annuity providers have been criticized for charging...
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