An EPO insurance plan is a type of managed care health insurance. EPO stands forexclusive provider organization. This means you have to get your health careexclusivelyfrom healthcareprovidersthe EPO contracts with, or the EPO won’t pay for the care.1As is the case with other health plans th...
Types of Health Insurance Plans Besides POS plans, there are several other ones to know before deciding on your health coverage. The two most common types are HMO and PPO plans. HMO stands for health maintenance organization. It usually requires you to select a primary care physician (PCP) fo...
A POS plan is a type of health insurance that offers coverage for in- and out-of-network providers like a PPO but requires a PCP like an HMO. This type of plan is an excellent option for you or your organization if you want the flexibility of out-of-network care but desire a PCP t...
EPO health insurance plans can vary depending on the type of plan you get. In general, you will have to pay a deductible under your EPO insurance plan. The deductible is the amount of money you have to pay before your plan covers the rest of the visit. EPO deductibles are usually a...
What Is POS Health Insurance? When I first told Sam I was looking into a new option called a POS plan, the first thing he blurted out was, “What's that, a Piece of Sh– plan?!” Haha. While a lot of us have had experiences where we've felt like our health insurance was a ...
The main benefits of PPO health insurance include: PPO networks are generally much larger than HMO and other networks PPO’s allow you to see any doctor or facility in-network without a referral You have the option to see specialists without going through your primary care provider (PCP) ...
HMO (Health Maintenance Organization) Health Plan Definition: In an HMO, your care is coordinated through a primary care physician (PCP) that you choose. You usually need aReferralfrom your PCP to visit a specialist. HMOs limit you to a relatively small number of in-network doctors and hospit...
Is Preventive Care Expensive? Under the Affordable Care Act (ACA), all health insurance must cover preventive health care services with no out-of-pocket costs for the patient. So, for most people, that annual checkup, routine labs, and certain screenings recommended by your physician are cover...
Understanding how a high-deductible health insurance plan works can help you find the coverage that may be right for you. What is a high-deductible health plan? An HDHP is any health plan that typically has a lowermonthly premiumand a higherdeductiblethan traditional plans. Here are some impo...
whether it’s important to you to have your ownprimary care physician (PCP) Note An HMO is ahealth insurance providernetwork that provides basic and supplemental health services to its subscribers. The organization builds its network of healthcare providers by contracting with PCPs, clinical faciliti...