Do I need more than liability car insurance coverage? Having more coverage than a liability policy may not be required by your state, it could help you pay to repair or replace your car or cover medical costs if you or your passenger are injured. Here are four basic types of coverage you...
In states where it's required, Bodily Injury Liability is generally accounted for in the overall price of your policy. If you choose to increase your coverage limit for extra protection, this will likely increase your premium depending on the amount you pick. ...
Insurance companies typically charge lower rates for vehicles declared as private passenger cars. These vehicles are generally smaller, spend less time on the road, and pose fewer liability risks since they don’t carry passengers for compensation. These factors contribute to a lower risk profile, ...
Supplemental spousal liability (SSL) is the exception to the rule regarding liability coverage potentially applying to a passenger in the at-fault driver’s vehicle.New York car insurance lawsrecently required all insurers to include SSL coverage on all private passenger auto policies. SSL can pay ...
What Shall We Do with the Drunken Passenger?: Liability for Work-Related Christmas Party IncidentFisher, Michael
What is Covered This benefit covers most private passenger automobiles, minivans, and sport utility vehicles in the U.S. and abroad, up to the actual cash value of the car. Covered losses include: Car rentals up to 31 consecutive days Physical damage of the covered rental vehicle Theft ...
Bodily injury liability pays for someone else’s medical expenses and injury-related lost wages if they’re injured in a car accident where you are at fault. Team Lemonade GET A QUOTEWhat is bodily injury liability? What does liability insurance cover? Bodily injury liability insurance Property ...
Just because your card covers damages to the vehicle, however, doesn't mean it will reimburse the cost of repairing another driver's vehicle. You might still want to consider full liability protection from the rental company or see if your own auto policy includes extended rental car coverage....
000 comprehensive deductible. If a tornado destroys the car, the driver will receive $9,000 from the insurance company. If they don’t have comprehensive coverage and a tornado destroys the vehicle, the collision and liability portions of the policy won’t cover the damage....
Commercial general liabilityinsurance is a type of policy for all businesses. It's considered comprehensive insurance, although it does not protect against all risks. General liability provides coverage for bodily injury, property damage, medical expenses, libel, slander, defending lawsuits, and settleme...