Although it may not be possible to prevent a data breach from happening, it is possible to protect against online identity theft by using a VPN. Through tunneling, a VPN encrypts your data so that no one else, including fraudsters, can see it, thus securing your information even when you...
Past performance is no guarantee of future results, but the 10-year return of ETFs can be a starting point. Marguerita ChengFeb. 20, 2025 7 Best Recession Investments In a recession, prioritizing liquidity and safety ensures access to funds while maintaining steady, low-risk returns. ...
Aspiring investors should compare these and other brokerage firms before deciding which one is right for them. It is possible to create accounts with multiple firms. Advantages of an Investment Portfolio If you keep your money in the bank, it won't budge much. You might have a high-yield ...
Like traditional savings accounts, HYSAs typically allow you to access cash when you need it, sometimes with a free ATM card. And like a traditional account, your HYSA is federally insured by either theFederal Deposit Insurance Corporation(FDIC) or the National Credit Union Administration (NCUA)...
What is open enrollment for benefits Open enrollment is an annual period when your employees can elect or make changes to their benefit plans, such as health, dental, vision, pet, or life insurance. Employees may also enroll or change retirement, short-term disability, or long-term disability...
Pay attention to which part of your mortgage payment is principal and interest (P&I), and which part is going to escrow. If you don’t have an escrow account, you will pay your homeowner’s insurance premiums and property taxes on your own, so it’s a good idea to save up for thes...
Is your SOX compliance software up to date and clear of any alerts? Have you provided SOX auditors with the access needed to do their job? Are you maintaining regular SOX compliance status reports? Do you have processes to ensure accurate and up-to-date generation of financial reports? Do...
Is your health insurance plan eligible? If so, it’s time to calculate your FTEs. For COBRA medical purposes, you need to employ 20 full-time equivalent employees on more than 50% of your typical business days in the past calendar year. ...
There's an open enrollment period on the Health Insurance Marketplace every year during which people can buy or switch insurance plans. Enrollment outside of the open season is allowed only for those whose circumstances change such as because they've married, divorced, become a parent, or lost...
CDs are one of the safest ways to invest your money. First, their rate is fixed and guaranteed. Second, CD investments are protected by the same federal insurance that covers all deposit products. The Federal Deposit Insurance Corp. (FDIC) insures bank accounts, and the National Credit Union...