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A primary insurance amount, or PIA, is the monthly Social Security benefit you’ll receive at full retirement age. The government uses a formula to determine an individual’s primary insurance amount based on their past earnings indexed for inflation.
Dwelling fire policies are designed to insure buildings that may not qualify for coverage under a home insurance policy. Property that’s left unattended for long periods of time presents different risks compared to a primary residence, and dwelling fire policies are written to insure against those...
policy first. When the umbrella policy acts as the primary policy, you may be responsible for a self-insured retention (SIR) fee that must be paid for the umbrella policy to become operational. Some examples of when your umbrella insurance might not have underlying coverage from another policy...
You can also look for the FDIC insurance logo on the bank site. Displaying this logo is a requirement for insured banks. You can check the FDIC site to see how the official logo should appear. Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy ...
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"The primary advantages of alternative investments are that they tend to be less correlated to traditional stocks and bonds, and returns of some alternative investments have been quite attractive over time. By diversifying into other types of assets that might produce different return patterns, investo...
What Is a Spouse's Primary Insurance Amount? If a person files for retirement benefits at their full retirement age, the primary insurance amount (PIA) is their monthly retirement benefit. The benefit for the spouse will be half the PIA. So, for example, if a retiree's monthly benefit is...
Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during the specified term. These policies have no value other than the guaranteed death benefit and don’t feature a savings component (as is found in permanent life insuranc...