Consolidating or refinancing your debt in Australia can feel like the wild, wild west. There are companies out there promising ‘debt-free in 12 months.’ While this is certainly possible for some, these sweeping statements can be misleading and even damaging for individuals with a great deal o...
32. If you have an HECS debt or student loan, take one step back. 33. If you have lied about your ethnicity or religion to avoid conflict, take one step back. 34. If the following statement is true, take one step forward: I consider myself to be physically attractive. 35. If you...