If health insurers fail to divert 80% of premiums to claims or healthcare improving activities, they will have to issue a rebate to their policyholders. How a Loss Ratio Works Loss ratios vary depending on the type of insurance. For example, the loss ratio for health insurance tends to be...
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" such as (i) limited-scope dental or vision benefits that are provided under a separate policy or are not otherwise an integral part of the group health plan, (ii) on-site medical clinics, and (iii) separate coverage for specific diseases or fixed indemnity coverage that is not coordinated...
Let’s say your insurance plan dictates a yearly deductible of $500. This means that you have to consume this amount before your insurance provider starts covering the costs. Let’s say your first medical bill for the year is $200. Since it’s less than your deductible, you are responsibl...
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Your life is organized like an orbit. I know. 了解了这点,就知道为何四年于相隔千里的我们,似乎只是弹指一挥间而已。 我其实了解小女儿的心理,是希望多一点surprise多一点romantic多一点傻里吧唧的指天划地的。可惜我这方面的才能似乎多用在0,1组成的无机世界里了,于是只能委屈她了。大多数的时间,她就一...
It is the great thing about being a liberal economist: most conservative ideas are long-range and you can easily discount them by being short-sighted. That said, Bush's first tax cut was actually a psuedo-rebate, which was intended as a quick shot-in-the-arm and probably helped soften...
1. Medical Loss Ratio Rebates Effective beginning January 1, 2011, PHSA section 2718 requires health insurance issuers to spend a certain percentage of premium dollars on reimbursement for clinical services and health care quality improving activities. If these percentages (called "medical loss ratios...