Most, but not all, states offer FAIR plans. FAIR plan insurance is a last-resort safeguard for high-risk homeowners who can’t buy traditional home insurance. For instance, they might live in an area at high risk of natural disasters or have filed too many home insurance claims in the pa...
The Health Insurance Marketplace is a platform that offers insurance plans to individuals, families, and small businesses. TheAffordable Care Act(ACA) established the Marketplace as a means to extend health insurance coverage to millions of uninsured Americans. Many states offer their own marketplace...
A solid financial plan is highly individualized to reflect the unique circumstances each person brings - the plan unites both needs and wants for one's future. If a client's bucket list involved a trip abroad, you likely wouldn't advise them to head to the airport without any plans. They...
If you bought health insurance through one of the Health Care Exchanges, also known as Marketplaces, you should receive a Form 1095-A that provides information about your insurance policy, your premiums (the cost you pay for insurance), any advance payme
Don’t beat yourself up if you aren’t meeting or beating your plan. The goal of tracking your performance is not to “stay on plan” but to make adjustments if things aren’t going “to” plan. Step 4: Refine your strategy So far, you’ve created a one-page plan for your business...
You likely know that the Federal Deposit Insurance Corporation (FDIC) insures bank deposits, but what if you use a credit union? Don’t worry—your money is still insured by the National Credit Union Administration (NCUA), an independent federal agency regulating credit unions. And the best ne...
Flexibility is another calling card of a unit linked insurance plan, as it offers the investor a chance to diversify across many different opportunities. An investor in a ULIP may shift funds among such possibilities as equity funds, debt funds, and balance funds, usually without any added cost...
Insurance Claims Support & Sr. Adjuster Reviewed byJeffrey Manola Licensed Insurance Agent When people think of insurance for their living space, home insurance coverage is often the first thing that comes to mind. However, homeowners aren’t the only ones who benefit from coverage. Anyone who ...
The annuity is purchased from an insurance company with a single, lump sum amount called a premium.If you'd like to see an immediate annuity calculation, simply enter your age, income start date, and amount to invest, in our Immediate Annuity Quote Calculator, and click the Get My Quote ...
Adding further insult to injury, if you have a car, you could find yourself with a vehicle that has been towed away – and you could still owe money on it, if the car’s value is less than the amount of money that you owe.