What is combined LTV (CLTV)? ($250,000 + $30,000) / $500,000 = 56 percent CLTV If you have a HELOC and want to apply for another loan, your lender might look at a similar formula called the home equity combined LTV (HCLTV) ratio. This figure represents the total amount of the...
Loan-to-value (LTV) ratio vs. combined loan-to-value (CLTV) ratio While your LTV ratio only looks at the amount of your loan and the value of the collateral, the combined loan-to-value (CLTV) ratio includes additional loans that you take out against the asset. If you only have one...
Thus, two of the most important characteristics of an underground storage are its ability to hold natural gas for future use and the rate at which that gas can be withdrawn. The amount of gas that can be injected and withdrawn during a normal cycle of the storage is called working gas (...
The functional activity is revealed by a flow of physiologically relevant inorganic ions, such as Na+, K+ and Cl−, across the BLM either from cyclic voltammetry (current-voltage curves in biophysical jargon) or chronoamperometry measurements (current-time curves) [3]. A major drawback of ...