An insurance advocate is a consumer advocate who works with people as they consider the purchase of an insurance policy, assists with negotiations between policyholders and insurance companies, and helps people get the most out of their insurance policies. The goal of the insurance advocate is to...
How to raise your insurance score Your credit history typically accounts for 40% of your insurance score. So the easiest way to improve your score isby improving your credit. A strong track record of on-time payments can boost your insurance score, as can lowering your ratio of outstanding ...
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In the realm of insurance, exposure refers to the potential risk that a policyholder or insurer faces, which could result in financial loss or liability. It is the extent to which an individual or organization is vulnerable to adverse events or circumstances that may result in a claim against ...
An expense ratio is a metric that tells investors how expensive it is to invest in a given fund. It’s communicated as a percentage of assets under management (AUM). The lower the expense ratio, the less expensive a fund is considered to be; the higher the expense ratio, the...
Car insurance is a way to protect yourself financially if you are involved in a car accident or suffer a covered loss through fire, theft, vandalism or an act of nature. Sometypes of car insuranceonly apply if you are at fault in the accident, while others pay when you are not at faul...
10 of the Best REITs to Buy for 2025 REITs are a great way to add real estate to your investment portfolio. Wayne DugganNov. 8, 2024 Best Mutual Funds to Buy Now Traditional mutual funds still offer compelling and effective investment strategies. ...
single-stock ETF offers 1.25x leverage on the tech company. Unsurprisingly, these shares have crashed year to date and demonstrate the risky nature of holding onto single-stock ETFs over the long run. However, shares gained 3.5% in the first week of August. The ETF's expense ratio is 1.15...
Loss ratio is used in the insurance industry, representing the ratio of losses to premiums earned. Losses in loss ratios include paid insurance claims and adjustment expenses. The loss ratio formula is insurance claims paid plus adjustment expenses divided by total earned premiums. For example, if ...
What Is a Leverage Ratio? A leverage ratio is a type of financial measurement used in finance, business, and economics to evaluate the level of debt relative to another financial metric. It can be used to measure how muchcapitalcomes in the form of debt (loans) or assess the ability of ...