It can also help pay your legal fees if there is litigation. Bodily injury liability coverage typically has per-person limits and a total maximum per accident. Property damage liability: This covers damage done to another person's car, as well as personal property, like a mailbox or a ...
What is personal liability insurance? Personal liability insurance covers you if you're responsible for injuring someone or damaging their property. If the claim turns into a lawsuit, your policy can pay your legal fees and other expenses a court finds you responsible for, up to your coverage ...
Now that we’ve talked about the three big elements of full coverage insurance, let’s take a look at each of them in a bit more detail. These three will give good all-around protection to you, your car and your passengers: 1. Liability Coverage You can’t avoidliability coveragewhen y...
Non-owner car insurance is similar to liability car insurance. This means that it pays the cost of damages after an accident that you cause. Liability coverage does not pay for damages to your vehicle or any injuries that you or your passengers suffer. However, it will cover your court cost...
Read your card's policy to understand what is covered and how much you could be reimbursed. Trip delay Airlines aren't required to compensate passengers for a delayed flight — you might not even get a meal, depending on the cause. Trip delay insurance kicks in after a delay of a certain...
Bodily injury liability:When you are at fault for an accident and the driver or passengers in the other vehicle sustain injuries, your bodily injury liability coverage could help pay their medical expenses. Property damage liability:If you cause an auto accident, your property damage liability cover...
For example, you might want to buy additional liability coverage, or you may want coverage for special amenities or additions you have made to your converted bus. Your agent can also talk with you about whether it is possible to combine your bus conversion insurance with other policies in orde...
s property damage liability coverage should pay for your damages. However, if the other driver is uninsured or underinsured, you’ll likely file the claim with your insurer, which may require a deductible. You may also pay the deductible to get your car repaired if the accident fault is ...
and does not cover damage to the named insured vehicle or the medical payments for them or their passengers. This type of insurance is mandated in nearly every state and Washington, D.C., each setting its ownminimum coverage requirements. The primary purpose of liability insurance is to safegua...
What makes Uber dangerous for passengers? The reason Uber can be dangerous is because of the potential for distraction. The Uber app can only work on a smartphone. This means that a driver must routinely take his eyes off the road and his hand off the wheel to use the app. He needs to...