How do I know my credit card issuer? If you’re unsure who your credit card issuer is, you can always look for the logo that will be prominently displayed on the front of your credit card. On the back of the card, you’ll find a customer service number which you can call to inqui...
Is two-factor authentication secure? Two-factor authentication improves security, but these systems are only as secure as their weakest component. For example, hardware tokens depend on the security of the issuer or manufacturer. One of the most high-profile cases of a compromised two-factor ...
A negative covenant can be circumnavigated with specific overriding approval of the covenant issuer. For example, imagine a company that wants to embark on a merger but is not allowed to due to a negative covenant. Should the opposite party in the covenant agree to release the restriction, th...
An issue number on cards was initially put in place to allow for the change of a static card number when re-issued or replaced. However, in recent years, fewer and fewer merchants and financial institutions require them. What's an Issuer Number? Issue numbers on cards indicated when they h...
Some credit card companies allow you to set up alerts that let you know when your payment due date is approaching. Even if a card issuer doesn’t offer these tools, you can likely set your own reminders on your phone or computer. You may also be able to enroll in automatic bill pay ...
A credit card issuer is a bank or credit union that offers credit cards and extends credit limits to cardholders who qualify. Key Takeaways A credit card issuer is a lender, often a bank or credit union, that extends credit in the form of credit cards. Credit card issuers are different ...
ABSs are created when a company sells its loans or other debts to an issuer, a financial institution that then packages them into a portfolio to sell to investors. Pooling assets into an ABS is a process called securitization. ABSs appeal to income-oriented investors, as they pay a steady...
Another way to earn interest is to “become a lender” yourself. Municipalities, the federal government, and corporations issue bonds and other fixed-income securities to raise money. When you buy a bond, you’re lending money to the issuer, and they pay you a fixed rate (monthly, quarterly...
What is a TLS/SSL Certificate and how does it work? TLS/SSL Certificates are small data files that digitally bind a cryptographic key to a company, business or organization’s details. TLS certificates are what enable websites to move from HTTP to HTTPS,
Rewards rates, bonuses, interest rates and fees are all determined by the issuer. Visa makes Infinite benefits available on cards that carry the Visa Infinite label, but it is up to the issuing bank to decide whether a particular card actually includes a particular benefit. Many issuers offer ...