What is ordinance or law coverage? Ordinance or law coverage is insurance that pays to bring your home in line with current building codes after a covered claim. A homeowners policy is designed to help you restore your home to its condition before the damage, not to make improvements. So if...
David W. Long
Ordinance or law coverage is an additional coverage on homeowners insurance policies that covers the higher cost of rebuilding your home in compliance with local building codes.
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Business interruption insurance is coverage that replaces income lost if a business is halted due to direct physical loss or damage, such as that caused by a fire or anatural disaster. Business interruption insurance includes business income, extra expense, contingent business interruption, or civil...
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Applicants, meanwhile, are legally obliged to present all material facts, as they are known, including precise details on whatever needs to be insured and if they have been refused insurance coverage in the past. This information is used by insurers to decide whether to insure the applicant and...
Ready to shop home insurance & get dwelling coverage? We don't sell your information to third parties. Is dwelling coverage required? While dwellingcoverage is not required by law, most mortgage lenders require you to purchase a policy before they’ll extend you a loan. This is because they...
What is SIPC insurance coverage and how does it work? SIPC coverage insures people for up to a limit of $500,000 in cash and securities per account. SIPC protections also include up to $250,000 in cash coverage. Thetotalamount of SIPC coverage is $500,000; thus, if you have $500,...
Should he purchase health insurance, for instance, his insurer is expected to pay for eligible health care expenses. The circumstances by which a policy holder will or will not receive coverage are outlined in the policy, or a contract which specifies the insurer’s exact obligations to him. ...