Matching health insurance supply and demand. The role of government in health insurance. Ongoing challenges and the future of health insurance.Bringing a needed degree of objectivity to often highly subjective material, What Is Health Insurance (Good) For? is a call to reform to be read by ...
Short-term health insurance is temporary health insurance for when you’re in between coverage.Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. ...
A health insurance stipend is a predetermined amount of money provided by an employer to an employee to assist with the purchase of health insurance coverage. Instead of offering a traditional employer-sponsored health insurance plan, some businesses choose to give their employees a stipend to obtain...
Health insurance is a critical component of financial planning and can provide valuable support in times of medical need. It offers coverage for a variety of healthcare expenses, including doctor visits, hospital stays, prescription medications, and preventive care. However, health insurance doesn’t ...
A health insurance subsidy is a credit from the federal or state governments. It lowers the amount of a consumer’s monthly premium or other out-of-pocket costs. If you qualify for a subsidy, your health insurance costs can be much more affordable. ...
health insurance premiums. This maximum spending level is known as thepremium cap. The premium cap is written as a percentage of your income. For example, a state may say that someone with an income of $40,000 shouldn’t be spending any more than 9% of their income on insurance premiums...
What Is Short-Term Health Insurance? Short-term health insurance (STLDI) is a temporary health plan designed to provide limited coverage during transitional periods, such as between jobs or waiting for ACA-compliant insurance. These plans are not ACA-compliant, typically last one to four months,...
Secondary health insurance is coverage you can buy separately from a medical plan. It helps cover you for care and services that your primary medical plan may not. This secondary insurance could be a vision plan, dental plan, or an accidental injury plan, to name a few. These are also cal...
Health insurance is a crucial aspect of any business, regardless of its size. However, small business owners often struggle to find affordable and comprehensive health insurance plans for themselves and their employees. With rising healthcare costs and complex regulations, navigating the world of healt...
What is the purpose of HIPAA? HIPAA, also known as Public Law 104-191, has two main purposes: to provide continuous health insurance coverage for workers who lose or change their job and to ultimately reduce the cost of healthcare by standardizing the electronic transmission of administrative an...