What Additional Homeowners Insurance Coverages can I get? Most home insurance providers offer additional coverage on top of the standard coverage they provide. This additional coverage is often referred to as a rider or an endorsement. Here are a few common additional coverage options. ...
Hazard coverage is usually a subsection of ahomeowners insurance policythat protects the main dwelling and other nearby structures, such as a garage. Hazard insurance financially protects a property owner against physical damage to the property structures caused by sudden perils.1 ...
If you have homeowners insurance, your policy covers more than just the structure of your home. It typically also includes contents insurance, which provides coverage for your belongings if they are damaged by a covered peril — like a fire — up to your policy’s coverage limits. Knowing wh...
Choosing the right homeowners insurance coverage When choosing the right homeowners insurance company, the cost of coverage is just one factor. Each person has different criteria they want their insurance company to meet, whether it’s 24/7 claims response, online and mobile accessibility or the ab...
Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..
Homeowners insurance is a must if you have a mortgage. Here’s a guide to why you need homeowners insurance, and how it differs from other types of insurance.
Melanie Beare
A homeowners insurance declarations page is where you’ll find the most important information about your policy. This one- or two-page overview explains things like how much coverage you have, when your policy takes effect and how much it costs. You may find your full homeowners insurance polic...
Plus, any good party should include plenty of non-alcoholic alternatives. Your homeowners insurance provides a basic safety net, but it's not a comprehensive party protection plan. A little preparation and the right additional coverage can ensure your holiday gathering is memorable for all the ...
You’d pay your share of the repair cost — known as the homeowners insurance deductible— and then the insurer would pay the rest, up to your dwelling coverage limit. » READ MORE: What is dwelling coverage, and how much do you need? Other structures coverage Just like it sounds, ...