You must typically be found negligent for personal liability coverage to apply. Suppose a tree on your property falls during a windstorm and damages your neighbor’s garage. If it’s proved that you know the tree was dead or dying, you may be found negligent for the damage to your neighbor...
Personal liability insurance and negligence You must typically be found negligent for personal liability coverage to apply. Suppose a tree on your property falls during a windstorm and damages your neighbor’s garage. If it’s proved that you know the tree was dead or dying, you may be found...
You also have a moral duty to ensure someone is looked after if they suffer an injury on your premises. How does public liability insurance protect your customers? Whatever your business – a hairdresser’s, builders’ yard, garage or home-based venture – if a customer or visitor gets ...
Best Life Insurance Companies Cheapest Life Insurance Companies More Ratings Why You Can Trust Us: 14 Homeowners Insurance Companies Researched At U.S. News & World Report, we rank the Best Hospitals, Best Colleges, and Best Cars to guide readers through some of life’s most complicated decision...
Other Structures Coverage: This portion of the policy covers structures on your property that are not attached to your home, such as a detached garage, tool shed, or fence. Personal Property Coverage: Personal property coverage helps protect the contents of your home, including furniture, electroni...
Similarly, property damage liability helps with the others’ property damaged in an at-fault accident. That means it can help pay for repairs for another driver’s car, or even to repair your neighbor’s garage after accidentally backing into it, for example. PIP Some states require personal ...
What types of motor trade liability insurance are there? Employers Liability.This protects the insured for any claims employees could make due to injuries sustained at work Public Liability.Simply put this is a policy that covers the general public against possible injuries sustained in the workplace...
Depending on its business needs, a company may need to name other companies or persons as "additional insured" under its commercial liability insurance policy.7This is common when businesses enter into a contract with another entity. For example, if an automobile repair garage enters into a contr...
General liability insurance may come as part of a package—that's when two or more types of insurance are grouped together. The most common grouping is general liability and property insurances, Hodapp says. "A property could be anything from an office to a storage garage," he says. 展开 ...
insurance that covers damage to your car from causes other than a collision. Comprehensive insurance will cover your vehicle if destroyed by a tornado, dented by a run-in with a deer, spray-painted by a vandal, damaged by a break-in, crushed by a collapsing garage, or many other causes....