Fire insuranceis a type of property coverage that pays for damages and other losses that you may suffer from a fire. It covers the cost of repairing or replacing damaged property in your home, as well as costs of living if you have to move out while your home is unusable. Key Takeaways...
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If you own a building but it’s not your main residence, a dwelling fire insurance policy may offer the coverage you need. Dwelling insurance is commonly used for: Vacation homes Hunting cabins Investment property Homes under construction
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Liability car insurance is a critical component of your auto insurance policy, providing drivers with third-party coverage when they’re found liable for a car accident. Third-party coverage refers to claims paid out to others, and does not cover damage to the named insured vehicle or the medi...
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How Indemnity Is Paid Indemnity may be paid in the form of cash, or by way of repairs or replacement, depending on the terms of the indemnity agreement. For example, in the case ofhome insurance, the homeowner pays insurance premiums to the insurance company in exchange for the assurance th...
You have to be enrolled in a high-deductible health plan (HDHP) to get a Health Savings Account. A higher deductible basically means you’ll need to pay more out of pocketbeforeyour insurance kicks in. But in exchange, you get lower monthly premiums and the option to put money into an...
Fire is one of the standard perils most homeowners insurance policies cover. Learn about wildfire insurance. HVAC problems Maybe. If a covered event such as a windstorm damages your heating or cooling system, your homeowners policy would likely pay to repair it. Adding an equipment breakdown endor...
Renters insurance refers toproperty insurancethat protects tenants who live in a rented dwelling. Coverage is provided by insurance companies in exchange for premiums paid by people living in apartments, single-family homes, andcondominiums. Policies provide coverage for an insured party's personal prop...