Consumer law attorneys can help bring lawsuits against shady dealers, reimbursing customers that have been ripped off or deceived. Legislators have passed “Lemon Laws” to protect consumers who are sold a defective vehicle. The Fair Debt Collection Practices Act (FDCPA) has outlawed certain debt ...
The FDCPA is a consumer protection law that's designed to protect debtors. It outlines when bill collectors can call debtors, where they can call them, and how often they can call them. It also emphasizes elements related to the debtor's privacy and other rights but this law only pertains ...
TheFair Debt Collection Practices Act (FDCPA)is a federal law designed to protect consumers from predatory debt collection practices. It does not apply to business debt. The act prohibits collectors from using abusive or deceptive tactics to collect outstanding debt. ...
The attorney must believe the civil claim and associated criminal charges are based on merit in relation to the law.A claim that is unfounded and without merit can expose the attorney to an allegation of embarrassment by the person who received the cease and desist letter. The attorney may b...
Debt collectors are required to follow theFair Debt Collection Practices Act (FDCPA)when contacting you. If collectors are harassing you over your federal or private loans, you cansubmit a complaintto the Consumer Financial Protecti...
them uncollectable. So, be sure to request detailed documentation proving the debt is yours and the debt collector has the right to collect it. If you believe the debt is incorrect or unfairly reported, you have the right to dispute it underthe Fair Debt Collection Practices Act (FDCPA). ...
The statute of limitations on debt varies, but is typically three to six years. You can't legally be sued for payment when a debt is past the statute of limitations, or "time-barred."
11-word phrase that can legally require debt collectors to cease their communication with you. When used correctly, this phrase invokes your rights under the FDCPA, allowing you to focus on finding real solutions to your debt situation. So what is that phrase — andwhat other options do y...
Although ongoing credit reporting is an exception to the FDCPA’s rule barring collection activity during the validation period, verifying the debt’s accuracy to the credit bureaus without first validating it to the consumer violates the law. You have the right to sue a collection agency should ...
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