What is Health Insurance Health insurance is insurance that specifically covers the insured, or individual covered under the policy, for expenses and losses that have been incurred due to medical reasons, usually through illness or hospitalization. ...
health insurance premiums. This maximum spending level is known as thepremium cap. The premium cap is written as a percentage of your income. For example, a state may say that someone with an income of $40,000 shouldn’t be spending any more than 9% of their income on insurance premiums...
A health insurance stipend is a predetermined amount of money provided by an employer to an employee to assist with the purchase of health insurance coverage. Instead of offering a traditional employer-sponsored health insurance plan, some businesses choose to give their employees a stipend to obtain...
Health insurance subsidies are beneficial for those who qualify for them. But, if you have employees who don’t qualify or you simply want to offer more financial assistance, consider ahealth reimbursement arrangement(HRA). With an HRA, you can reimburse your staff tax-free for individual health...
Blanket health insurance is a type of coverage that extends to a group of individuals who are associated through a common factor, such as employees of a company, members of an association, or students of a university. This insurance policy, also known as group health insurance, offers a wide...
The health insurance marketplace is a place to buy health insurance through your state or the federal government, depending where you live.
Secondary health insurance is coverage you can buy separately from a medical plan. It helps cover you for care and services that your primary medical plan may not. This secondary insurance could be a vision plan, dental plan, or an accidental injury plan, to name a few. These are also cal...
But what exactly istravel health insurance? There are several kinds of travel insurance spread in the market nowadays. There are even those which are parts of the ticket expense you have paid for when you’re travelling either by sea or by air. As a matter of fact, due to the terror at...
What Is Short-Term Health Insurance? Short-term health insurance (STLDI) is a temporary health plan designed to provide limited coverage during transitional periods, such as between jobs or waiting for ACA-compliant insurance. These plans are not ACA-compliant, typically last one to four months,...
doi:10.1007/978-3-319-43796-5LieberthalRobert D.Springer International PublishingLIEBERTHAL, R. D. (2016): What Is Health Insurance (Good) For? An Examination of Who Gets It, Who Pays for It, and How to Improve It. New York: Springer....