An overview of recommerce, why it's important, and how top brands are leveraging buyback, trade-in, and upcycling programs to improve their sustainability efforts.
Oh, the impulsive buy. Maybe for you, it’s the inflatable pool that showed up in your Instagram feed on a 95-degree day. Or is it the pair of shoes you didn’t know you needed until they beckoned to you from the clearance rack? Whatever the unplanned purchase is, impulse buying can...
In Economics, what is a Recession? Discussion Comments ByYogurtPark— On Jul 02, 2011 I think credit contractions are just a band-aid approach to solving an economic crisis. They do not heal the source of the wound, instead they just cover it up. We need to change the culture of Americ...
What is an impulse purchase? An impulse purchase is defined as an unplanned and spontaneous decision to buy something. This sounds pretty straightforward, but there are some nuances. There are many different reasons that someone could suddenly decide to purchase something, such as their emotional st...
This emergency fund acts as a buffer as the rest of the budget is put in place and should replace the use ofcredit cardsfor emergency situations. The key is to build the fund at regular intervals, consistently devoting a certain percentage of each paycheck toward it, and if possible, puttin...
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Identify debt payments. If you are paying off debt, such as student loans or a credit card bill, find the minimum payment for each debt. Subtract that from your income as well. Make a spending plan. The amount of income you have left is what you can spend on discretionary expenses. The...
The goal of this strategy isn’t to spend everything you make—it’s designed to ensure that every single dollar is accounted for, and not just floating around in your checking account waiting to be spent on an impulse purchase. Say your monthly income is $3,000 after taxes. Between your...
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CDs can be a better place for funds you won’t need in the near future.Because you lock the funds in, a CD can help keep you from spending money on impulse purchases. Savings account APYs can change over time, whereas CDs earn a fixed APY.Whether a variable or fixed APY is better ...