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Under the Affordable Care Act (ACA), minimum essential coverage (MEC) is any health insurance coverage that meets the individual shared responsibility requirement, also known as the individual mandate. While the federal tax penalty for not having MEC is no longer in effect for individuals, MEC is...
The last thing you want to do is pay for unexpected repairs and replacements. When it comes to protecting your Volvo, you’ll want to find the best comprehensive coverage out there. The Volvo warranty doesn’t cover every repair or replacement—and it doesn’t last the car’s lifetime. ...
Property damage liability:If you cause an auto accident, your property damage liability coverage is designed to help pay to repair or replace the driver’s vehicle. Damage that you cause to other property — like road signs, fences or buildings — is also typically covered. ...
The federal poverty level (FPL) is what Covered California uses to determine whether you’ll get financial help or if you qualify for Medi-Cal. It’s a measure of income level issued annually by the U.S. Department of Health and Human Services. Federal poverty levels are used to determine...
insurance option to understand what is covered, the policy limits, and any exclusions or deductibles. Depending on your personal insurance coverage and credit card benefits, you may already have some of these coverages, so it’s essential to cross-check to avoid duplicating coverage and ...
A cookie policy is also not the same thing as a cookie banner, which you may have seen on websites as a popup that asks whether you agree to the use of cookies or not. However, these two go hand in hand. The cookie policy gives all the details about what cookies you use, why you...
California Did your apartment flood? Renters insurance is unlikely to help you Jan. 11, 2023 Replacing the bare necessities is “all-consuming and exhausting,” Klamm recalled of the days after the firestorm. “When I wasn’t driving or at work, I was working on the claim or shopping. My...
How does dwelling coverage work? Like other types of insurance, dwelling coverage is essentially a contract. As long as you pay your premiums, the insurance company will pay you if a covered event happens to your home. The first step to getting a dwelling coverage payout is filing a claim...
Medi-Cal is a program that offers free or low-cost health coverage for children and adults with limited income and resources. If you qualify, you can enroll in Medi-Cal year-round. Covered California offers a streamlinedapplicationprocess that will determine your eligibility for Medi-Cal or Cove...