The main aim of this article is therefore to provide a 'state of the nation' overview of Australia system for consumer ADR. It also focuses on an interesting but under-analysed initiative in one field of growing common interest: home building disputes. In surveying all these developments, the...
Small and solo law firms– Lawyers in small firms and solo practice work in consumer law on behalf of consumers. Handling everything from a simple credit card collection to a complex product liability case, small and solo firm lawyers ensure that consumer rights are enforced as they work on b...
TheFair Credit Reporting Actwas passed in 1970 to regulate the collection of credit information which is frequently used to determine mortgage and lending rates. The law limits who can access a consumer's credit history and prohibits lenders from providing outdated or inaccurate information. The law...
Steps to Become a Consumer Protection Attorney A J.D. degree is mandatory if you want to become a consumer protection lawyer. Once you've gotten into law school, here are the next steps experts suggest. Take a variety of relevant law school classes and study hard. Many ...
Increasing effort has been invested in the internationalization of consumer law. Some of the recent huge global consumer law–related scandals (e.g.,
Dodge New Year Credit Score Drops Learn from the experts how to protect your credit score while navigating the pressure to spend beyond your means. Jessica WalrackDec. 31, 2024 Signs of Fraud on Your Credit Report Act quickly to prevent scammers from accessing more information and do...
Mortgage insurance premiums (MIPs)– There is a 2 percent initial MIP due at closing, as well as an annual MIP equal to 0.5 percent of the outstanding loan balance. The MIP can be financed into the loan. Origination fee– To process your HECM loan, lenders charge the greater of $2,500...
According to the IRS, the new law is not intended to track personal transactions such as birthday gifts, gas money from a friend or bill payments between family members. But they may be included erroneously on a Form 1099-K. If you receive a 1099-K and it includes a personal payment, ...
Privacy law in Australia is currently being reviewed, part of the government’s response to the Australian Competition and Consumer Commission (ACCC) Digital Platforms Inquiry. The review will consider the scope of privacy regulations as well as the use of notifications, enforcements, and regulatory...
Virtually every country has enacted some sort of data privacy law to regulate how information is collected, how data subjects are informed, and what control a data subject has over their information once it is transferred. Failure to follow applicable data privacy laws may lead to fines, lawsuits...