What is an excellent credit score and is there an easy way to get it? Let’s take a closer look at what is considered an excellent credit score, as well as what you can do to boost your credit score into the ex
FICO says scores of 800 or above on a credit-scoring range of 300 to 850 are considered excellent. But what counts as excellent can vary—in part because people can have multiple credit scores. Also, decisions about loan approvals and terms are ultimately up to individual lenders. So what ...
Within the VantageScore model, the excellent credit score range is categorized as 781-850. On the other hand, the FICO® model categorizes an excellent credit score as anything above 800. These two major credit reporting models use similar credit score ranges but calibrate them somewhat ...
Yes, since an excellent credit score is a credit score of 800 or higher using the FICO credit scoring system. But for the VantageScore model, 781 or higher is considered excellent. We're firm believers in the Golden Rule, which is why editorial opinions are ours alone a...
FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side, you can take steps to improve it. Your...
A credit score in the mid-600s to mid-700s is generally considered "good" on the 300-850 scale used by FICO and VantageScore. Learn more about what a good score can get you.
Credit scores spana range from 300–850; if your number falls somewhere in the middle of this range, you may wonder if it’s considered a fair credit score — it’s not "excellent," but it's not at the very bottom either. A fair credit score can impact the outcome of financial deci...
A good credit score is generally somewhere between 661 and 780. But what’s considered a good credit score depends on where a score comes from, who calculates it and who judges it. Lenders may set their own credit policies and standards to determine creditworthiness. And the way scores are ...
A good credit score is between 670 and the mid-700s. Scores over 760 are considered excellent, and a perfect FICO and VantageScore is 850.
So, I'm not surprised if you find it frustrating trying to determine what is considered a good credit score. The good credit score range for a FICO score is different from what it is for VantageScore. So it's important to know which score you're trying to interpret. But once you ...