What is a GIC? In Canada, a guaranteed investment certificate (GIC) is a deposit investment product sold by Canadian banks and trust companies. It’s considered to be a low-risk investment and offers a guaranteed rate of return over a fixed period, ranging from a few months to several ...
It’s a time to check out of the daily grind and focus energy on what you want to do rather than what your boss tells you to do. Traditionally, 65 has been considered an ideal age to retire, but when and how people retire seems to be changing. “This is not your parents’ or ...
challenges of returns in Canada, so as to focus on expanding their business and increasing their market share. In general, perfect return management is the key to the success of cross-border e-commerce, especially in a mature e-commerce market like Canada. With its global return service networ...
Daunted:TheUnexpectedEducationofTwoSocietyGirlsinthe West byDorothy Wickenden, whoisamagazineeditorandDorothyWoodruff?s granddaughter. Whydidtheygothen? Well,theywantedto dosomethinguseful.Soon,however,theyrealizedwhattheyhadundertaken. Theymovedinwithalocalfamily,theHarrisons,and,likethem,hadlittleprivacy,rar...
Financial institutions governed by the GLBA (the Gramm-Leach-Bliley Act) and information in the FCRA (Fair Credit Reporting Act) also aren’t subject to the UCPA. Data processed or maintained in the course of employment is also exempt. Consumers have the right to: Confirm whether a controller...
Intel has struggled to find its footing in the era of AI. Will the stock make a comeback in 2025? Glenn FydenkevezFeb. 7, 2025 7 Best Safe Stocks to Buy Now These stable stocks are worth $70 billion or more, have sustainable dividends and offer insulation from a tariff war. ...
AI risk management can enhance an organization’scybersecurityand use ofAI security. It can also help ensure regulatory compliance and stakeholder trust as the technology evolves. Model risk management Organizations use complex mathematical models for decision-making, such as financial forecasting or cust...
The TC string is considered personal data under the GDPR as it contains data that relates to an “identifiable user.” This is a user which is identified not just by the TC String but by another piece of information, like an email, username, or IP address, which is tied to the TC Str...
The board of trustees often will be responsible for holding “in trust” the funds,assets, or properties that belong to others with afiduciary dutyto protect them.1Two leading entities using the structure of a board of trustees include university endowments and mutual savings banks. University End...
GICs offer a slightly higher return than Treasury bills (or T-bills), making them an excellent option to diversify a stream of liquid, safe securities in a portfolio. As noted above, many Canadian banks and trust companies sell GICs. While a trust company does not own the assets of its c...