Both comprehensive and collision coverage benefit you when damage to your car occurs. The difference, though, is that comprehensive insurance usually helps pay to repair or replace your vehicle if it's damaged or stolen in an incident that is not a collision or somehow outside your control. C...
What’s the difference between comprehensive and collision coverage? Collision coverage pays for damage to your vehicle caused in a crash while comprehensive coverage covers damage caused by things other than a crash, like storms, animals or vandalism. » MORE: What is auto insurance? All your...
Collision coverage most often comes with a deductible. You will need to pay this dollar amount out of pocket before the insurance kicks in to cover the rest of the cost of repairs. The deductible is set up at the time you add your vehicle to your car insurance policy, and will be liste...
Liability is the most important part of full coverage insurance. And you don’t want to drive around without it! Getting into an accident without collision or comprehensive coverage is no fun either. But if you did damage to just your vehicle, at least you’d only be financially responsible...
Generally speaking, though, the only one that is legally required is liability coverage, which covers the bills if someone else is hurt or another person's property or vehicle is damaged in a collision you cause. But many drivers opt for collision and comprehensive coverage, too. These a...
It’s worth noting that collision and comprehensive coverage typically come with a deductible, which is the amount you must pay out of pocket before the insurance coverage kicks in. It’s essential to consider the deductible amount when selecting your insurance policy, as it will impact the cost...
Property damage liability doesn’t pay for damage to your own vehicle (that’s what comprehensive and collision coverage do). So if you cause an accident that totals your SUV and the other driver’s sedan, your property damage liability coverage will pay for the other driver’s sedan but no...
From the various types of car insurance available, what is comprehensive insurance? Learn more about this type of car insurance and if it makes sense for you.
If you have collisionauto insuranceon your personal vehicle, you likely have similar coverage when renting a car. These coverages protect any vehicle you’re driving, no matter who is at fault in an accident.6 However, your car insurance may not cover loss of use when the car is repaired...
Collision coverage is very important for protecting your vehicle against the financial loss that comes with physical damage to your vehicle. It's not hard to get into an accident. When an accident happens, someone is always at fault, and that could be you. Collision insurance will cover damage...