Citi Flex Plan is an umbrella term for two financial products: Citi Flex Loan and Citi Flex Pay, additional ways of tapping your credit card's line of credit.
The Citi Flex Plan The Citi Flex Plan is a basket that holds the Citi Flex Loan and Flex Pay options. Citi indicates that these debts are subject to their own APR, separate from that which applies to your regular credit card balance. You automatically create a Flex Plan when you take a ...
Payment plan APR. Such as above, some cards have special features that allow you to identify purchases and make payments on them over time. That feature could have its own APR. Examples include: American Express' Pay It Plan It®, My Chase Plan and Citi Flex Pay. Penalty APR. If you...
For example, if you have the Citi Simplicity® Card, you can set up autopay by linking your bank account through the Citi website or mobile app. You can customize the payment type (i.e. last statement balance or minimum payment due), how often you'd like to pay per billing cycle an...
The regular interest rate on this card is 17.24% - 27.99% variable. Balance transfers must be completed within 4 months of account opening. You'll also pay a 5% fee on each balance transfer ($5 minimum). Citi® Diamond Preferred® Card CNBC Select rating 4.3 Learn More Spotlight ...
Average Credit Card Interest Rate Is 22.70% What Is Citi Flex Pay and How Does It Work? Learn When Banks Can Increase Credit Card Interest Rates How Credit Cards Use the Wall Street Journal Prime Rate An Overview of Your Credit Card Balance Transfer Fee How To Lower Your Credit Card ...
It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional....
If you haven't yet completed your balance transfer, consider some of thebest balance transfer credit cards, such as theCiti Simplicity® Cardwith a 0% intro APR for 21 months on balance transfers and 0% intro APR for 12 months on purchases (after, 18.24% - 28.99% variable APR; seerate...
The best tools for debt consolidation include abalance transfer cardand apersonal loan. A balance transfer card lets you move a credit card balance for a fee (usually, between 3% and 5% of the balance) and pay no interest on it for a specified period. For example, theCiti® Diamond Pre...
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