With a Literature degree from Sonoma State University and years of experience as a SmartCapitalMind contributor, Tricia Christensen is based in Northern California and brings a wealth of knowledge and passion to her writing. Her wide-ranging interests include reading, writing, medicine, art, film,...
Eviction in California is not always a quick or straightforward matter. Some of the state's landlord-tenant laws protect tenants, and these are supplemented in many cities by rent control ordinances. A California landlord is prohibited from using any self-help measures and must take his case th...
Calculate your debt-to-income ratio to determine your eligibility for a mortgage or pay down debt to buy the home of your dreams.
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California Usury Laws: What They Cover Given all of the anti-usury language in the U.S. Constitution, you might think that similar laws might have real traction in liberal California. But although the state Constitution contains similar language, the California law prohibiting usury is riddled wit...
What is the statute of limitations on debt by state? There are four major categories of debt. Because each is a different type of contract, state laws tend to vary based on the debt type. These categories include: Open-ended accounts: These accounts haverevolving balancesyou can borrow from...
Incorporating as an S corp is complicated. Follow these S corp requirements to stay on the IRS’s good side and keep more of your income.
Amortization is the gradual planned reduction of capital expenses over time. Therefore an amortized loan is one that is paid off over time through a series of predetermined payments. A good example of such a loan would be a mortgage. In the average mortgage the amount borrowed and the costs ...
An educational loan is one that's taken out to pay for an education, typically at a private school, college, or trade school. Most...
If the beneficiary is a co-signer for a card with outstanding debt If the beneficiary wasmarried to the person who diedand lives in one of nine community property states — Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin. ...