What is an insurance policy? A.government law on insurance.B.A written contract between the insurer and the insured.C.A piece of paper with the insurer’s signature on it.D.A set of rules to regulate the insurance market.相关知识点: ...
An insurance policy is a contract which outlines an insurer’s obligations to a premium-paying party, known as the policy holder. There are a great many different types of insurance, with health insurance, automobile insurance, life insurance, and homeowner’s insurance among the most common. No...
Policy periods are also important in determining your payment due date. Definition and Example of Insurance Policy Period An insurance policy period is the time frame during which an insurance policy is effective. It most often applies to car insurance. All policies have defined periods; the star...
Policy Statement If a person needs to provide proof of insurance as of a specific date, she fills out an insurance policy statement. This statement shows the person's insurance coverage and the dates covered. This is often done after a car accident to prove a driver had insurance at the ti...
An insurance claim is the actual application for benefits provided by an insurance company. Policy holders must first file a claim before any money can be disbursed to the hospital or repair shop or other contracted service. The insurance company may or may not approve the claim, based on its...
大气环流与洋流二者相互作用就形成 相对稳定的气候状态，但当其中一个因素突然“掉链子”,就会发生厄尔尼诺之类的异常现 象。厄尔尼诺现象不仅推高全球变暖幅度，更可能导致频次更多、范围更广、强度更大的极端天气，进而影响全球气候。厄尔尼诺现象对全球气候的影响表明，偶然因素是 ...
Group life insurance is often included as an employee benefit, but it may not cover all of your needs.
Although it’s called “group” insurance, each employee is enrolled in their own policy just as they would be if they had purchased insurance independently. The word “group” simply references the fact that an insurance provider is covering a group of people associated with a single organizatio...
An umbrella insurance policy is a type of personal liability coverage that goes beyond the amount that regular homeowners or vehicle insurance offers. To own umbrella insurance, you must own a standard homeowners, auto, or watercraft policy; the umbrella policy kicks in after the regular coverage ...
It may be prudent to have group term life insurance and an individual life insurance policy at the same time. How Group Term Life Insurance Works Life insurance is available to 57% of private company employees and 83% of government employees through the workplace, according to the U.S. Bure...