Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them, for a price. Commonpersonal insurancepolicy types are auto, health, homeowners, and life insurance. Most individuals in the United States have at least one of ...
A Single Premium Immediate Annuity (sometimes referred to as an "SPIA") may be the right annuity for you if you are looking for payments that begin right away and continue for the rest of your life or for a specified period of time. The annuity is purchased from an insurance company with...
Universal life insurance (UL):This is a type of permanent life insurance includes an interest-earning cash value. Unlike term and regular whole life policies, you may be able to adjust yourUL policypremiums over time, potentially accepting less coverage in exchange for lower payments, making it ...
Business intelligence, or BI, is a technology-driven data analysis process that helps an organization's executives, managers and workers make informed business decisions. As part of the BI process, relevant data is collected and prepared for analysis. Queries are run against the data, and the an...
A security deposit is a sum of money that renters have to provide to their landlord or property manager before moving into a new apartment. It serves as a protective measure in case tenants cause damage to the apartment or don’t pay their rent. ...
Businesses might incur direct costs from a criminal cyberattack, including increased insurance premium costs and the cost of hiring cybersecurity companies for incident response and remediation, as well as public relations and other services related to an attack. ...
General manager Danny Ainge is sitting on an insurance policy with the potential to have four first-rounders in the June draft: the Celtics' own, the Kings' (protected for No. 1), the Grizzlies' (protected Nos. 1-8) and the Clippers' (lottery-protected). Though all four certainly ha...
Is Financial Controller an Executive Role? Traditionally, the financial controller is an executive role in small companies, given it’s likely their highest-level finance position. As organizations increase in size, the controller may be a senior manager reporting to the CFO or CEO. ...
What Is an Example of Consumer Behavior? Let’s take planning a city break for two as a consumer behavior example. For someone who is just starting dating, it might be extensive decision-making, but for a couple that has spent 5+ years together, it could be limited decision-making. ...
A solvency ratio terminology is also used when evaluating insurance companies, comparing the size of their capital relative to the premiums written, and measuring the risk an insurer faces on claims it cannot cover. Important The main solvency ratios are the debt-to-assets ratio, the interest cov...