What isn’t covered by workers' compensation insurance? There are standard situations in which workers’ comp won’t pay for an employee’s medical expenses. A few examples of these situations include when an employee is: Under the influence of alcohol or illegal drugs at the time of the inj...
What lies ahead for workers comp?Williams, GeorgeAmerican Agent & Broker
Malingering is the falsification or exaggeration of an injury or illness to gain a benefit. For employers and employees, malingering is a term often used when an employee is suspected of faking or exaggerating an injury to receive workers’ compensation payments. Malingering could also refer to an...
But if you’re an employee in Ohio, support is available. Situations like yours are the reason workers’ compensation was invented. These benefits can make a major difference for you, letting you maintain the life you’ve known while you focus on your health. But you may wonder, what do ...
It is effectively a disability insurance program for workers, providing cash benefits, healthcare benefits, or both to workers who suffer injury or illness due to their jobs. How Does Workers’ Compensation Work? Communicating clearly with an injured employee will make the workers’ comp claims pro...
Medical treatment for work injuriesUnder Missouri law, you are entitled to compensation for medical treatment received because of an injury at work. This means that, in the event of an injury sustained while working, your employee is required to pay for things like visits to a doctor, ...
Unfortunately for workers, when an employer does not have workers’ comp, employees are not eligible for workers’ compensation benefits. However, this doesn’t mean that a worker is without options for other forms of compensation. Workers’ compensation is an insurance program that was originally...
SAIF has been helping Oregon employers and workers for over 100 years. As a not-for-profit, state-chartered company, we can focus our attention on policyholders and workers, not making money. From thousands of small businesses to some of Oregon's largest employers, SAIF is proud to insure ...
I’ve been out of work for 6 months and just got a notice of decision. What does this mean? Thank you. Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided....
An employer may dispute a workers’ compensation claim since disputes can arise over whether the employer is liable for an injury or illness. In that case, the Workers’ Compensation Board can help resolve disputes. Insurance Fraud Workers’ compensation payments are susceptible toinsurance fraud. An...