When a sinkhole event occurs, it is typically categorized under theexclusion section of a home policyas "earth movement." Earth movement includes but is not limited to earthquakes, landslides, mudflows, sinkholes, subsidence and erosion of earth. Most homeowners insurance policies do not include ...
A health insurance stipend, also known as a health insurance allowance or healthcare reimbursement arrangement, is a fixed amount of money provided by an employer to employees to assist in covering the cost of health insurance premiums. Instead of offering a specific health insurance plan, the emp...
MAGI is used to measure your eligibility for a variety of tax credits and deductions. The modified adjusted gross income calculation adds items back into your income, such as the foreign earned income exclusion, student loan interest deduction and some types of tax-exempt bond interest....
They may qualify for the Foreign Earned Income Exclusion or Foreign Tax Credit to avoid double taxation. FATCA compliance is particularly important for Americans abroad with foreign retirement accounts or investments. Failure to report can result in significant penalties, including $10,000 for non-...
In homeowners insurance, a peril is an event that may cause property damage and financial loss to the policyholder. Fire, theft, wind, and vandalism are common perils that most homeowners policies cover. Understanding what perils your home insurance covers is key to making sure you have the ...
Personal liability insurance is one type of a broader coverage category known asliability insuranceor "third-party insurance." Several varieties of liability insurance exist, but they all have in common one crucial element: They cover not mishaps to you but mishaps to other people that you inadver...
Your privacy is guaranteed. Find advanced calculator options here.How does an immediate annuity work?In return for your lump sum, the insurance company promises to make regular payments to you (or to a payee you specify) for the chosen length of time – most commonly for the remainder of yo...
An immediate annuity purchase typically is irrevocable. When calculating an immediate annuity quote the insurance company actuaries consider your age and gender. The older you are, the higher your annuity income will be. Immediate annuity quotes are unlike other annuity quotes in that the insurance ...
Some individuals still view mental illnesses as threatening. These views can lead to various forms of exclusion and discrimination for people with mental health problems. Some of the additional harmfuleffects of stigmacan include: Reluctance to seek help or treatment ...
A war exclusion clause in an insurance policy excludes coverage for acts of war, such as invasions, revolutions, military coups, and terrorism.