what is an excellent credit score? october 24, 2024 | 6 min read generally, credit scores above 800 are considered excellent. but people can have multiple credit scores, and lending decisions are ultimately up to individual lenders. so what one lender considers excellent may not be the same ...
For example, Equifax credit score ranges, from excellent to poor, are:5 Excellent: 760-850 Very good: 725-759 Good: 660-724 Fair: 560-659 Poor: 280-559 What is an Excellent Credit Score? Achieving a FICO score of 800 is the ultimate goal for many—and there’s good ...
Excellent credit scores can range anywhere from 780 all the way up to 850. Discover what excellent credit is and some ways you may be able to achieve it.
You’ll still have to qualify for a higher payment based on your income. The payment could be steep considering the maximum term is seven years, so make sure it fits your budget. Longer term lengths An excellent credit score makes it more likely a lender will extend terms past the five-...
12 (For more on the implications of these ranges, see “Credit Score Ranges: What is an Excellent, Good, or Poor Credit Score?”) VantageScore also uses similar categories to organize data, though it weighs them somewhat differently than FICO. Rather than using percentages, VantageScore ...
Yes, since an excellent credit score is a credit score of 800 or higher using the FICO credit scoring system. But for the VantageScore model, 781 or higher is considered excellent. Share This Page This icon shares the page you ar...
What is an excellent credit score and is there an easy way to get it? Let’s take a closer look at what is considered an excellent credit score, as well as what you can do to boost your credit score into the excellent range. Do you have an excellent credit score? According to the ...
Getting an excellent credit score takes persistence and planning, but it can be worth it, especially if you’re looking for a big loan (such as a mortgage). Having an excellent credit score qualifies you for any loan. As long as you meet other criteria, such as income, you can usually...
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Excellent credit Good credit Fair credit Poor credit Very poor creditFICO® Credit Score Ranges Most FICO® Credit Scores range from 300 to 850, according to FICO®—the higher your score, the better. Obviously, scores in the “exceptional” range leave a positive impression on lenders, ...