Let’s look at an example.ExampleFrederick is looking to invest in a new car in the near future. Before making this investment, Frederick wants to make sure that he is not committing too much of his disposable personal income. In order to do so, Fredrick calculates his DPI using the ...
Disposable income is an important concept to understand and is crucial for your personal financial planning. Disposable income is different from discretionary income, although the terms can be easily confused. Disposable income is all the money you have left after paying taxes, while discretionary inco...
One key difference between the two is that disposable income is used to calculate what portion of your wages could be garnished, or legally withheld by an employer for payments you owe, such as child support or to creditors. Wage garnishment doesn't take your discretionary income into account...
By contrast, discretionary income is what is leftover from disposable income after an income-earner pays for rent/mortgage, transportation, food, utilities, insurance, and other essential costs out of their disposable income. For most consumers, discretionary income gets depleted first when a pay cu...
Disposable Income = Total Income - Taxes - Mandatory Deductions Total income is the entirety of gross wages that an individual earns. This is sometimes adjusted to reflect factors that alter that total. For example, products returned by a customer would reduce a sole proprietor’s totalincome. ...
disposable income指扣除税收和必要支出后的可支配收入,即净收入。分析选项:A(总收入)未减扣除项,错误;B(先前收入)与定义无关,错误;C(净收入)正确。第二题,组织财务信息的关键是明确A(收支),需记录收入来源和支出项(基础财务数据)。B(市场基金)是特定支出,不足以覆盖题干要求;C(预算管理)是控制手段,而非需...
问题询问段落3中“disposable income”的含义,选项中C为“Net income”。根据经济学术语的定义,“disposable income”指个人或家庭在扣除税收后的实际可用收入,即净收入。选项A(总收入)未扣除税收,与定义不符;选项B(先前收入)不相关。选项C(净收入)符合标准定义。题目选项排版可能存在错误(如“N et income”应为“...
An example of demand-pull inflation is when consumers have more disposable income chasing lesser products in the market. Demand-pull inflation affects...Become a member and unlock all Study Answers Start today. Try it now Create an account Ask a question O...
Consumer spending is critical to the strength of the stock market and the United States'gross domestic product (GDP). When disposable income rises, households may decide to invest and save (for instance, in anindividual retirement account (IRA)or ahigh-yield savings account) or spend ...
Disposable income, also known as disposable personal income (DPI) or net pay, is the amount of money you have left over from your total annual income after paying all direct federal, state, and local taxes. For example, a family with an annual household income of $90,000 that pays $20,...