It’s a good practice to set up a separate savings account specifically for your short-term goals. This will help you track your progress and keep your savings organized. Choose an account that offers a competitive interest rate, especially if your goal is a few years away. When it comes ...
One of the major problems with paying only the minimum credit card balance each month is falling into the minimum payment trap. The minimum payment is the lowest amount you can pay to keep your account in good standing, as required by the credit card issuer. While it may seem tempti...