Accident & Health InsuranceLong-Term Disability Insurance: What is it and how can it help?5 min read | Jan 31, 2024 Disability insurance can help replace part of your income if you’re unable to work after an injury or illness. When short-term disability (STD) insurance isn’t enough, ...
An insurance claim is a formal request for payment from your insurance company after a covered incident occurs, like an accident or a hospital stay.
After you pay your deductible, the insurance company will pay a certain reimbursement percentage (up to 90%) of eligible expenses. For instance, if your pet has an injury that requires a $3,000 surgical procedure and you have accident coverage with a $100 deductible and a 90% reimbursement...
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And so, I graduated from college as a psych major, theater minor, premed student and came directly into financial services as a...What I now know as a life insurance agent. I thought I was going to be a financial advisor and, "You know, we want smart people, and your f...
This is the most common type of pet insurance deductible. Say you have a $300 annual deductible, which is applied before any copayments. If your pet has a minor accident and the vet bill is $150, you pay the entire amount since it's less than the deductible. (Note that you’d ...
Generally, pet insurance policies classify dental coverage into two types: acute care and routine care. Acute care Acute care covers unexpected dental issues like accidents or illnesses. If your pet breaks a tooth or develops dental disease, traditional accident and illness policies may pay for toot...
The most common type of pet insurance plan covers accidents and illnesses. So if your dog is hit by a car or gets a urinary tract infection, your plan would cover their treatment, up to your coverage limit. Below are some of the scenarios that an accident and illness plan...