Due to the unique needs of our clients, we write policies with Surplus Lines / Non-Admitted Carriers. The excess and surplus lines, or non-admitted market is comprised of property and casualty companies that provide insurance that is unavailable to businesses in the standard or admitted market ...
What Is Aggregate Stop-Loss Insurance? Aggregate stop-loss insurance is a type of insurance that is designed to protect employers with a self-funded insurance plan. Specifically, it protects them from payouts for claims that are higher than anticipated. It is usually added to any employer insuran...
Slavin, Al
Other criteria include your amount of outstanding debt (30%), how long you've had credit (15%), credit mix (5%) and whether you've applied for lines of credit recently (10%). eCredable LiftLocker® is a paid service that sends information about on-time utility payments to TransUnion...
In other parts of the world, increasing agricultural productivity and industrialisation went together. More productive farmers meant there was a surplus that could feed cities; in turn, that created a pool of labour for factories. But African cities are diffe...
and coverage is subject to underwriting requirements and actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state...
A Single Premium Immediate Annuity (sometimes referred to as an "SPIA") may be the right annuity for you if you are looking for payments that begin right away and continue for the rest of your life or for a specified period of time. The annuity is purchased from an insurance company ...
When the cash you have coming in is greater than the cash you have going out, your cash flow is positive. When the opposite scenario is true, your cash flow is negative. Ideally, your cash flow statement will help you see when cash is low, when you might have a surplus, and where ...
A surplus lines insurer is sometimes referred to as a non-admitted or unlicensed carrier, but this does not mean that their policies aren’t valid or that they aren’t regulated to some extent. The designation only means that they are subject to different regulations from those that govern ad...
Non-admitted carriers are usually referred to as "surplus lines" or "excess lines insurers." Purchasing insurance from a non-admitted carrier may seem riskier, but non-admitted status is just one way to gauge financial reliability. Case in point: insurance companies receive financial strength ratin...