(REPAYE), have what’s often referred to as a marriage penalty; this is where the loan payments are based on the joint income of married borrowers, resulting in a higher monthly bill. To avoid this, you’ll have to sign up for a plan likePay As You Earn (PAYE), which will use ...
Is it better to have high standardized test scores or perform well in AP/IB classes? College applicants must submit scores from the SAT or ACT, but many prospective students also take and submit scores from Advanced Placement exams in subjects like English or psychology. Other applicants may par...
Any additional loan against the property is called a subordinate mortgage or a subordinate lien. As the name implies, this second mortgage is junior to the first one in terms of creditor reimbursement. If you get foreclosed on or become bankrupt, the primary mortgage lender recoups first; the...
Investing in a fund, such as this, is much more efficient than attempting to buy hundreds or even thousands of stocks on your own. Index funds are managed passively, and the underlying index typically does not undergo significant changes from year to year. Pros and cons of index funds ...
ByteDance, the company behind TikTok, is a unicorn valued at $250 billion, and Elon Musk’s SpaceX is valued at $150 billion. Facebook was the first unicorn to reach “super” status. You could call 2021 the year of the unicorn as it saw a boom in tech investment amid the pandemic....
In the past year, email open rates increased by12.84 percentage points, while click-throughs grew by 1.36, and the bounce rates dropped. Even a huge company like Apple is still investing in evolving its email features, and it was evident with the announcement ofiOS 18 Mail tabsat their las...
During the 2021-2022 school year, the official deadline for students to register for Advanced Placement exams is Nov. 15. But what happens if you change your mind and decide to test after the official deadline has passed? The good news is that registering late ...
Hope and love are popular themes of literature and art in many human societies. The human physiology of love and hope is less well understood. This review presents evidence that the lack of love and/or hope delays growth disturbs development and maturati
Dubbed “the motherhood penalty,” experts have put a label on the uphill battle women face in the workplace once they become mothers. What is the motherhood penalty? The motherhood penalty is the price women pay for growing their families while they’re in the workforce. Statistics show ...
Now that we’ve covered how to earn status, is it worth the effort in the first place? Is IHG One Rewards status worth it? Well, it’s a mixed bag. For context, let’s go ahead and cover what’s new at each tier: Club Member (0 nights/0 points) 10X on IHG purchases No...