When you get into an accident with another driver, your car insurance policy can step in to help protect your finances from the fallout. However, insurance claims are settled differently depending on your state’s fault laws.
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Louisiana is not ano-fault insurancestate. In a no-fault state, drivers carry special coverage that covers their medical expenses and, in some cases, lost wages, regardless of who is at fault in an accident. No-fault does not mean that no one can be found at fault for the accident. Ra...
An unemployment claim is a request for cash benefits made by an individual after they are laid off from their job. Claims are filed through state governments for temporary payments after people lose their jobs through no fault of their own. ...
In these instances, a non-owner car insurance policy can provide liability coverage for damages or injuries in accidents where you are the at-fault driver. What Does Non-Owner Car Insurance Cover? Non-owner car insurance is similar to liability car insurance. This means that it pays the ...
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Gap insurance is an optional auto insurance coverage that helps pay your car loan if your car is lost or stolen and you owe more than the vehicle is worth.
You could sue the driver (and you would almost certainly win), but if he were broke and didn’t have insurance, there would be no money to collect. What is a claim? An insurance claim is a formal, documented request that you make to your insurance provider for compensation in the ...
“the other guy” is paid — not you. Liability insurance can help the insured pay for bodily injury and property damage losses that happen to another person that the insured is legally liable for. For example, if you’re throwing a party and a guest breaks their leg on a broken porch ...
Do I Need Full Coverage Insurance? Basically, if you can get full coverage insurance at a good rate, go for it. Liability is amust, and you need decent auto coverage in general. If your state also requires you to have other coverages like uninsured/underinsured motorist coverage or PIP, ...