A health savings account, or HSA, is a tax-advantaged savings account for paying medical expenses that is available to consumers with high-deductible health insurance plans. Unlike a flexible spending account, an HSA has no deadline for spending the funds and money can be held for years. It...
Your credit score helps give financial institutions a realistic idea of your general credit health. If your score is too low and you have poor credit, you might find that a lender will offer you a higher interest rate or other unfavorable terms. In some cases, you could even be denied the...
A credit privacy number, or CPN, is a nine-digit identifying number similar to a Social Security number. Companies market CPNs to consumers as a shortcut to a fresh credit history. Their methods are often fraudulent
A health insurance subsidy is a credit from the federal or state governments. It lowers the amount of a consumer’s monthly premium or other out-of-pocket costs. If you qualify for a subsidy, your health insurance costs can be much more affordable. There are various types of health insuranc...
Credit score checks become easier to interpret once you know what affects your credit score. Learn more credit score information at TransUnion.
10 things you should know about your credit report and how to maintain itSome say that a person...Ronan, Gayle B
Credit rating is expressed as a letter grade and conveys the creditworthiness of a business. Learn about what a credit rating is, how to build it, and more.
Understanding what credit bureaus are, how they work, and why they exist is an important step toward protecting and improving your personal credit report.
While many ancient cultures understood the value of hot water, it is the Romans who deserve the credit for developing what we now know as a health spa. Romans considered regular bathing to be part of their regimen for good health, so it wasn’t long before private and public spas were bu...
The Premium Tax Credit (PTC) is a refundable tax credit which a taxpayer claims in advance during a tax year. The amount of the credit is based on the taxpayer's income and the healthcare plan they enroll in through the Marketplace. When you enroll, claim the amount of the credit ...